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Standard plan profileA5

Big-house conversion

3 homes, no new backyard building

A large existing house is converted into three rental flats without adding a new detached building.

Urban Acupuncture modeled standard plan

Repeatable program, parcel screening, schematic placement, and economics model — not City-pre-approved construction drawings.

Homes
3
Building type
Three flats inside one existing house
Existing house
Keep + convert

Representative site plan

Existing house — converted to 3 flatsSTREETREAR / ALLEYLot 52' (representative)N020 ftSchematic · not for permit

Interior conversion only — 3 flats, no new building. Drawn on a typical lot — every real lot differs, so this is illustrative, not a site-specific layout.

The program

3 homes — 3 flats in the converted house.

+2 net new homes per lot (market-rate).

Workbook-baseline economics

At modeled rent and 80% permanent debt, rents fall $657/mo short of the loan payment.

Monthly loan shortfall after rents
$657/mo short

At 80% permanent debt; excludes reserves and owner-specific costs.

Total project cost
$725K

$242K per home created

Does it pencil?
Rents fall short

Modeled rent falls $657/mo short of the permanent loan payment.

What to check first
Parcel-specific inputs

Representative workbook baseline — not adjusted for a specific parcel.

Illustrative workbook baseline — a real packet adjusts these with the parcel's own assessor, market, and rent data.

Where it fits

Neighborhood-residential lots with a large single-family house, generally 2,400 sq ft or larger, where the main opportunity is interior conversion rather than a rear-yard build.

What must be true

  • A sufficiently large existing house, generally 2,400 square feet or more
  • A workable interior layout for three complete homes
  • A code-compliant path for entries, egress, fire separation, and utilities

Verify before relying on it

  • Measured floor plans and structural conditions
  • Egress, fire/life-safety, utility metering, and accessibility scope
  • Renovation cost and achievable rents

Check Big-house conversion at a Seattle address

Choose a parcel to open this exact model in the feasibility packet. We will test its screening match, place the program schematically, and adjust the economics with parcel data.

If the plan does not pass this parcel's screening, the packet will say so and offer other paths.

Funding and programs that may apply

Programs that may pair with this plan

Matched from plan facts only. Parcel geography, income, utility territory, and owner facts can change the final list.

Browse all programs

Home Improvement Property Tax Exemption

King County Assessor / RCW 84.36.400

Plan trigger

Temporary property-tax exemption on qualifying added improvement value.

Exempts added value up to 30% of original structure value

Washington HEAR Home Electrification Rebates

Washington Department of Commerce / local HEAR administrators

May apply

Point-of-sale rebates for heat pumps, heat-pump water heaters, electrical panels, and related electrification work.

Up to $14,000 / household